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Being buried in debt can be an indication of another underlying problem: debt addiction. In other words, the person in debt believes either consciously or subconsciously that he or she cannot live without incurring debt. It is a dependency in a sense and it hinders efforts towards debt reduction. The article has some pointers on curing debt addiction. more...
Serious debt problems rarely come without warning. And most of the time, people don’t see the warnings until it is too late. The following are indicators and warning alarms that you are getting into debt over your head and action is required: more...
Getting out of your debt problem is going to require playing hardball (another way to describe fast-pitch baseball) with what we will call the debt monster. It is time to say no to money wasting behavior and requests and slay the debt monster. This article discusses some ways to do that. more...
When your debt gets out of hand you of course seek quick debt relief. However, times like these are desperate times and you will find that many seem to want to offer you a hand of help (for a fee of course). Some offer you bankruptcy filing help. Some offer loans at outrageous interest rates. The article lists some dos and don’ts when seeking debt relief. more...
You are ready start a program of debt reduction because your debts are way too out of hand. But where do you start debt reduction? It can be overwhelming where to start especially if things are way out of control. The article lists a few ways to start debt reduction. more...